BIRMINGHAM, Ala. – A federal grand jury confirmed that three people for their role in operating a scheme to defraud Chase Bank, announced U.S. Attorney Prim F. Escalona and U.S. Postal Inspection Service Inspector-in-Charge Scott D. Fix, Houston Division. A count of three indictment filed in U.S. District Court charges Jon-Christopher Arrington Spencer, also known as “JC Spencer,” also known as “Money Mike,” 22, of Bessemer; Haley Monique Perkins, 21, of Pleasant Grove; and Jeffery Dwaine Moody, Jr., 22, of Birmingham with theories and bank records and fraud.
He (Spencer) also was charged with theft of mail matter. The charges accuses that between May 2022 and August 31, 2022, Spencer, Perkins, and Moody conspired together to defraud Chase Bank. To achieve the same, the defendants obtained three fraudulent checks drawn on three businesses’ and their respective banking accounts. The there of them had deposited checks after hours into the blue depository boxes at the Meadowbrook U.S. Post Office.
Those three cheques had been stolen from the depository boxes. The fraudulent checks were made payable to Moody and deposited into a Chase Bank account controlled by him.
They attempted twice to withdraw money for their personal use. This was done from the Moody-controlled bank account. The total amount of the cheque deposited into the bank account and drawn on the accounts belonging to three separate businesses was more than $7,000. The maximum amount of the cheque for conspiracy to commit bank fraud is 30 years in prison. The maximum penalty for crime of mail matter is five years in prison.
The U.S. Postal Inspection Service investigated the case. Assistant U.S. Attorney Brittney L. Plyler is prosecuting the case. The statement only contains only charges. A defendant is entitled innocent unless and until proven guilty.